10 words you should know in your 30s 💰

Money, contract & negotiation words. Words for salary talks, leases and loans, big purchases and managing a team. Count how many you already know, then take the quiz.

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  1. 1

    frugal adjective

    Careful not to waste money.

    “Being frugal in your 30s buys you options in your 40s.”

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  2. 2

    prudent adjective

    Wise and careful about the future.

    “It's prudent to keep six months of expenses in savings.”

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  3. 3

    stipulate verb

    To specify as a condition of a deal.

    “Read what the lease stipulates about early termination.”

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  4. 4

    concede verb

    To admit or give up a point.

    “In a negotiation, concede small points to win the big one.”

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  5. 5

    scrutinize verb

    To examine closely.

    “Scrutinize every fee before you sign a mortgage.”

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  6. 6

    exacerbate verb

    To make a problem worse.

    “Ignoring credit card debt only exacerbates it.”

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  7. 7

    compromise noun

    A deal where each side gives a little.

    “A good compromise leaves both sides a little unhappy.”

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  8. 8

    substantiate verb

    To back up with evidence.

    “Substantiate your raise request with numbers, not feelings.”

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  9. 9

    circumspect adjective

    Cautious and unwilling to take risks.

    “Be circumspect about “guaranteed” investment returns.”

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  10. 10

    ascertain verb

    To find out for certain.

    “Ascertain the total cost, not just the monthly payment.”

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How many did you know?

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